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Journey

For Dealers / HVAC Dealers

For independent HVAC dealers. AIG®-backed. Dealer co-branded.

Turn every install into recurring revenue your service team can rely on.

Journey is the HVAC protection platform built for independent residential dealers. Every install opens three revenue paths your shop already has the trucks and techs to run. Coverage is co-branded to your business, underwritten by AIG, and serviced by your team. Recurring revenue compounds without adding headcount.

AIGUnderwritten by AIG, a highly accredited business.
Parts and labor coverage. The gap manufacturers leave open.
  • AIG

    Underwriter on every plan

  • 3 paths

    new install, lapsed customer, dying system

  • $0

    dealer cost to run the program

  • ~25¢/day

    typical homeowner cost (varies)

This page is for independent HVAC shops doing 10 or more installs a month.

If your shop is owner-operated, runs residential HVAC installs as the core of the business, and has a service department that depends on call volume, the math on this page is built for you.

The dealers running Journey today have a few things in common. They run their own techs (not a 1099 dispatch network). They live on lifetime customer value, not one-shot installs. They lose sleep when a homeowner who bought a system from them five years ago calls a warranty network for service. They want every install to keep paying for the next ten years.

If that's your shop, the rest of this page is the program.

An independent HVAC technician at their service van

Three revenue paths your shop already has the trucks for.

Most dealers leave money on the table at three specific moments: the install, the call from a customer whose old plan ran out, and the diagnosis on a system that isn't worth fixing. Journey is built for all three.

Path 1: Point of Sale

Attach coverage at the install.

Your tech finishes the install. The homeowner gets a protection offer co-branded to your shop, sent at the moment they care most about the equipment. Coverage begins after a 30-day waiting period. POS attach is the easiest revenue on this list because the customer is already in a buying mindset.

Path 2: Aftermarket

Re-engage the customers who lapsed.

Your install records from the past five to ten years are an asset most dealers never monetize. Journey runs co-branded outbound campaigns against your existing install base. Older systems often convert at the highest rate because the homeowner has felt the cost of an out-of-pocket repair.

Path 3: Equipment Replacement Credit

The dying-system play.

When a system needs a repair that costs more than the system is worth, the homeowner's plan converts to an Equipment Replacement Credit, applied toward a new install through your business. A money-losing service call becomes a new install with a customer who already trusts you.

Run your install volume on a 20-minute call →

What changes when an HVAC shop runs Journey.

Most independent HVAC shops are leaving the same revenue on the table. Here is what running a Journey program changes, install for install.

Without JourneyWith Journey
Revenue per installOne-time install marginInstall margin + recurring plan revenue
Service department revenueTied to organic call volumeRecurring service revenue from active plans
% of customers retained past warrantyDrops to zero when OEM warranty endsStays connected to your shop for life of the plan
Failed-system outcomeOut-of-pocket repair or competitor installEquipment Replacement Credit converts to your install
UnderwritingNone, risk is on the homeownerAIG underwrites the obligation
Dealer cost to runN/A$0 setup, $0 ongoing

See it in 20 minutes.

Most dealers who sit down with us say the same thing: “I didn't know something like this existed.” Book a short call and we'll walk your volume through the math and the homeowner experience.

Three revenue paths. One program. Your shop, your customer.